A large group of at least 8 million people who receive Supplemental Security Income, Social Security Disability Insurance and other federal income benefits, like veterans, are still waiting for their for a , including , to be sent out. The IRS and Treasury are deep into , but many SSI and SSDI recipients aren’t among the groups who are getting payments right now.
“Many federal beneficiaries who filed 2019 or 2020 returns or used the Non-Filers tool were included in these first two batches of payments, if eligible,” The Treasury said in a statement Wednesday. “For federal beneficiaries who did not file a 2019 or 2020 tax return or did not use the Non-Filers tool, the IRS is working directly with the Social Security Administration, the Railroad Retirement Board, and the Veterans Administration to obtain updated 2021 information to ensure that as many people as possible are sent fast, automatic payments.”
Being on a separate track for payments is only one of the important details for SSDI and SSI recipients to know. For example, you’ll also receive your money in a different payment method this time than with the second check (you canyour household could get and eventually .) The fact that the could also make things complicated, especially if you . If you stopped or started receiving SSI or SSDI in 2019 or 2020, or are missing money , you could also face another obstacle. This story was updated with new information.
First, important things you need to know
When exactly will I get my third stimulus check?
The IRS said on March 22 that a payment date for those who receive Social Security and other federal benefits will be announced as soon as the information “becomes available.” The Social Security Q&A webpage for the third stimulus payment says it will expand its question and answer section soon. The IRS told CNET it’s working directly with other federal agencies to obtain updated 2021 information for recipients.
House Democrats are “demanding immediate answers from the IRS and Social Security Admin why they’re taking so damn long sending stimulus payments to many Social Security, SSI, and VA recipients,” Rep. Bill Pascrell tweeted Tuesday. “This money needs to go out NOW.”
Here’s what we know about the general timeline:
- Some people may need to file a 2020 tax return, even if they don’t usually file, so the IRS has all the information needed to send payments for all eligible dependents.
- The government will conduct an outreach program letting taxpayers know if they’re eligible for any funds and offering help if needed.
- Any missing payment from a third check may be paid out as (in 2022), a year from now. You’ll likely have to file a tax return to claim it, if the IRS were to follow the same pattern for missing stimulus check money as now (more info on this below).
Will my third stimulus check come as a paper payment or something else?
The IRS said it is adjusting how it will make payments to those who receive some federal benefits as it processes the third stimulus payments.
Most SSI and SSDI recipients didn’t receive their first payments via their Direct Express card, though this is usually what the government uses to distribute federal benefits. Instead, the payment arrived through a non-Direct Express bank account or as a paper check, if you didn’t have your bank account information on file with the IRS.
For the second round of payments approved in December, the IRS said that SSI and SSDI recipients should have gotten their stimulus check money the same way they received their first stimulus checks. People who received the first round of payments via Direct Express should have received the second payment the same way, according to the IRS.
However, with this third check, the IRS said Social Security and other federal beneficiaries will likely receive the new payment the same way as their usual benefits, noting it will announce a payment date for this group shortly.
Am I eligible for a third stimulus payment as part of SSI and SSDI programs?
In President Joe Biden’s, people who receive SSI and SSDI will once again to receive a , as they did for the first and second round of payments approved in 2020.
In the first two rounds, those individuals were eligible so long as they had a Social Security number and weren’ton someone else’s tax return — and so long as their household income didn’t exceed the threshold set ($75,000 single, $112,500 head of household, $150,000 married).
The March 11 bill that authorized the third check, including and . It also increases the amount set aside for those dependents to . Another change: This time around, than they were in the first two rounds, meaning that single taxpayers who earn $75,000 or less per year will be eligible for the full amount, while those who earn more than $80,000 per year won’t get any money. That means , while .
People receiving Railroad Retirement and Veterans Affairs benefits also automatically qualify for a payment, as they did in the first and second round of stimulus checks, the IRS said.
What steps do I have to take to claim money for my dependents?
Thechanges the rules and makes for toward the household’s total payment. That includes and college-age children. However, some beneficiaries with dependents will need to file a 2020 tax return to receive the $1,400 per dependent, so that the IRS knows how many dependents you claim.
“People in this group should file a 2020 tax return to be considered for an additional payment for their dependent as quickly as possible,” the IRS said in a March 22 press release.
Here are all the ways you couldand what to know if you . Here are . And here’s who the IRS counts as an .
For the first stimulus check approved under the CARES Act in March 2020, qualified people with dependents age 16 or younger were eligible for up to $500 per child dependent, but not everyone. For the second stimulus check, as long as your children were , they contributed $600 toward the final total of your household’s second stimulus check.
I don’t reside within the US. What should I know?
If you’re a Social Security beneficiary with a foreign address whose monthly benefit is deposited in a foreign bank account, you should receive your third stimulus payment as a check in the mail. (The IRS doesn’t usually deposit money into foreign banks.)
If you live abroad but receive your monthly benefits through a US bank, you should have received your first two payments by direct deposit to that account. If you still haven’t gotten your money, it will have to be claimed as part of a tax return. Find out.
I didn’t get all my stimulus money from the first two payments and I don’t file taxes. What can I do now?
According to the IRS, people who receive Social Security retirement, SSDI, SSI and Railroad Retirement benefits, as well as Veterans Affairs beneficiaries, were automatically eligible for the . If you receive these federal benefits as your only form of income, you in 2018 or 2019. Under the CARES Act, you should have received a stimulus check automatically (no need to file a simple tax return, as the IRS had originally said.)
If that money didn’t arrive, it’s possible youfor or funds diverted to pay a specific kind of creditor, but the rules changed with a second check. However, an or the IRS needed more information about your eligibility.
To receive your money now, you’ll need to claim the additional amount, using the . Even , you’ll have to file to get those funds. The deadline for filing your 2020 taxes was extended to May 17, 2021.
In some cases — if you, but you never actually got the money, for instance — you may need to .
The IRS says you can create and then check an IRS account to see more information about your eligibility around the first two stimulus payments.
How do I get the stimulus money I never received for my dependents?
If you used the IRS’ Non-Filers tool from May 5 through Aug. 15, 2020, the IRS should have automatically issued a catch-up payment for your dependents in October 2020. If you received your, you should have gotten the catch-up payment the same way. Others would have received it in the mail.
If you filed for your missing dependent money by Nov. 21, 2020, the payment should have arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail.) If you missed the deadline, your check should be included, if you file for a Recovery Rebate Credit.
To see the status of your or your dependent’s payment for the first or second payment, check your IRS account.
Here’s everything else we know about, including .
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